Trade Republic vs Revolut: Which Is Better for Trading?
Trade Republic and Revolut made the same bet: make stock market investing simple and accessible to everyone, straight from a mobile app. Both count on ease of use to win over the general public.
But which one actually holds up when you want to move from the occasional investment to more active trading?
We compared them on six criteria: markets, fees, platform, support, mobile app, and extra services.
Trade Republic vs Revolut: the scoreboard
Trade Republic vs Revolut: our verdict
Trade Republic is a German broker with a banking licence, supervised by BaFin. The Berlin fintech claims more than 10 million customers. It charges €1 per order and pairs its brokerage services with a full banking ecosystem: Visa card, current account, and interest on cash. Long built for passive investing, Trade Republic has been opening up to more active trading since the launch of its Web Terminal in July 2026, which includes charting features and screeners.
Revolut is first and foremost a neobank, founded in 2015 and now counting 75 million customers worldwide. Its investment services come from Revolut Securities Europe UAB, regulated by the Bank of Lithuania. The Invest section covers stocks, ETFs, bonds, CFDs, and commodities, built on top of an ecosystem that stretches from savings accounts to a robo-advisor. Its subscription model sets how many free orders you get and on what terms you exchange currencies.
Trade Republic wins the match, 476 points to 460. The German broker dominates the trading fundamentals: catalogue, fees, free analysis tools, and 24/7 phone support. Revolut takes the mobile experience and the breadth of its ecosystem.
Trade Republic suits the trader who wants the lowest running costs; Revolut, the one who wants their entire financial life in a single app.
Trade Republic vs Revolut: detailed comparison
1. Trading options and markets
Comparison criterion: we assess the availability of asset classes and markets, to work out which of the two brokers best covers your strategies.
| Trade Republic | Revolut | |
|---|---|---|
| Stocks | ✅ | ✅ |
| Fractional shares | ✅ | ✅ |
| ETFs | ✅ | ✅ |
| Bonds | ✅ | ✅ |
| Warrants / turbos | ✅ | ❌ |
| CFDs* | ❌ | ✅ |
| Commodities | ❌ | ✅ |
| Cryptocurrencies | ✅ | ✅ |
| Futures | ❌ | ❌ |
| Options | ❌ | ❌ |
| Margin trading / short selling | ❌ | ✅ |
| IPOs | ✅ | ✅ |
Trade Republic has the wider catalogue for cash equities: more than 15,000 stocks and ETFs, bonds from €1, around 1,400 warrants and turbos, and some fifty cryptocurrencies held directly.
Revolut covers stocks, ETFs, bonds, and cryptocurrencies, plus two asset classes Trade Republic ignores: stock CFDs and commodities. CFDs add leverage and let you short a stock directly. At Trade Republic, betting on a fall only works through put warrants and turbos, with no margin account.
Neither one gives access to futures or options.
Trade Republic takes the round on catalogue breadth.
2. Commissions and fees
Comparison criterion: we assess each broker’s pricing policy and the real cost of execution.
| Trade Republic | Revolut | |
|---|---|---|
| Free orders / month | None | Standard/Plus 0 · Premium 5 · Metal/Ultra 10 |
| Stock / ETF commission | €1/order | €1/order (beyond quota) |
| CFDs | ❌ | 0.25% on open and on close |
| FX fees | 0% | Free below a cap, then up to 1% |
| Subscription | €0 | €0 to €60/month |
| Custody / inactivity fees | €0 / €0 | €0 / €0 |
| Outgoing securities transfer | €0 | $35 per position |
Both brokers now charge €1 per order on stocks and ETFs. Trade Republic applies that rate with no conditions and no subscription. Revolut only includes free orders from the Premium plan upwards: none for Standard and Plus, five for Premium, ten for Metal and Ultra. Beyond the quota, every order costs the same euro as at Trade Republic.
The gap widens on currency exchange. Trade Republic charges no conversion fees at all. Revolut converts your currencies free of charge up to a monthly cap, then charges up to 1%, with a surcharge at weekends. On US stocks, the bill climbs fast.
Trade Republic takes the round thanks to zero FX fees and no subscription.
3. Trading platform and user experience
Comparison criterion: we assess each platform’s analysis tools, ergonomics, and connectivity.
| Trade Republic | Revolut | |
|---|---|---|
| Trader level | Beginner to intermediate | Beginner to intermediate |
| Desktop tool | Free Web Terminal | Trading Pro terminal (€4.99/month) |
| Charts | ✅ | ✅ (TradingView) |
| Multi-criteria screener | ✅ | ❌ |
| Demo account | ❌ | ❌ |
| Backtesting / automated trading | ❌ / ❌ | ❌ / ❌ |
| Third-party platform connection | ❌ | ❌ |
Since 2 July 2026, Trade Republic’s Web Terminal gives access to 18 chart types, indicators, drawing tools, and a multi-criteria screener, free of charge.
Revolut has its own trading terminal, but it sits behind the Trading Pro subscription at €4.99 per month. It runs on TradingView charts and only covers stocks and ETFs.
Both platforms share the same limits: no backtesting, no automated trading, no demo account, and no connection to third-party software like ProRealTime.
Trade Republic takes the round with more tools, at no cost.
4. Customer support and security
Comparison criterion: we assess service quality, regulation, and fund protection.
| Trade Republic | Revolut | |
|---|---|---|
| Support | Chat + phone 24/7 (eight languages) | Chat 24/7; phone for Ultra only |
| Regulator | BaFin + Bundesbank | Bank of Lithuania + ECB |
| Banking licence | ✅ | ✅ |
| Deposit guarantee | €100,000 | €100,000 |
| Asset segregation | ✅ | ✅ |
| Trustpilot rating | 3.7 / 5 | 4.7 / 5 |
On security, the two brokers are level. Each holds a European banking licence, guarantees deposits up to €100,000, and segregates client assets.
Customer service is where they part ways. In April 2026, Trade Republic opened phone and chat support, reachable 24/7 in eight languages. At Revolut, the chat covers more than 100 languages, but reaching an adviser by phone stays reserved for Ultra subscribers. For a trader facing a blocked account mid-session, that difference counts.
Revolut shows a far higher Trustpilot score, 4.7 against 3.7, but it reflects the experience of the whole neobank, not just the investment arm.
Trade Republic takes the round: phone support for every customer, not just top-tier subscribers.
5. Mobile app experience
Comparison criterion: we assess the mobile app on features, ergonomics, and consistency with the desktop version.
| Trade Republic | Revolut | |
|---|---|---|
| App Store rating (iOS) | 4.77 / 5 (58,580 reviews) | 4.84 / 5 (498,051 reviews) |
| Availability | iOS & Android | iOS & Android |
| Mobile charts | ✅ (basic) | ✅ (basic) |
| Order placement / alerts | ✅ / ✅ | ✅ / ✅ |
| Built-in cash management | ✅ (own IBAN) | ✅ (instant FX) |
The mobile app is Revolut’s home turf. The neobank brings the current account, savings, cards, and investing together in one interface, with instant currency exchange to fund the investment account. Its App Store rating sits at 4.84 across nearly 500,000 reviews, even if that score covers the whole bank rather than just trading.
Trade Republic’s app is polished too: fast order placement, a clean interface, and the Visa card and Saveback built in. Its iOS rating of 4.77 across 58,000 reviews remains high.
Revolut takes the round. The neobank goes further on fluidity and cash integration. For a mobile-first trader who runs everything from their phone, the experience is more complete.
6. Extra services
Comparison criterion: we assess the complementary services on top of trading.
| Trade Republic | Revolut | |
|---|---|---|
| Interest on cash | ✅ | ✅ |
| Money market funds / robo-advisor | ❌ / ❌ | ✅ / ✅ |
| Bank card | Free Visa + 1% Saveback | Multi-currency + RevPoints |
| Scheduled investment plans | ✅ | ✅ |
| Insurance / eSIM | ❌ | ✅ |
| Current account with IBAN | ✅ | ✅ |
Revolut has the widest ecosystem by far. Alongside investing, the neobank adds interest-bearing savings accounts, money market funds, a robo-advisor charged at 0.75% a year, insurance, eSIM data plans, and a loyalty programme.
Trade Republic sticks to services tied to trading. Uninvested cash earns interest, currently 3% for new customers up to a €50,000 cap. The Visa card pays back 1% through Saveback.
Revolut takes the round for the breadth of its ecosystem.
Who wins the Trade Republic vs Revolut match?
Trade Republic wins the match. The German broker takes four of the six rounds, concentrating its strengths where a trader expects them: a wider catalogue, lower fees with no subscription, a free Web Terminal with a screener, and 24/7 phone support for every customer.
Revolut isn’t beaten everywhere. The neobank keeps the most polished app and the widest ecosystem, from savings accounts to robo-advisor.
Depending on what you expect, one or the other will fit you better.
- Investing in stocks and ETFs at the lowest cost: Trade Republic.
- Trading occasionally from the app where you already manage your money, with access to CFDs: Revolut.
- Trading futures or options, or backtesting: neither one is enough, look at Saxo or Interactive Brokers.
| Other comparisons |
|---|
| Trade Republic vs XTB |
| Trade Republic vs DEGIRO |
| Trade Republic vs Interactive Brokers |
| Trade Republic vs eToro |
FAQ
Trade Republic or Revolut: which is cheaper?
On stocks and ETFs, both charge €1 per order. The difference plays out elsewhere. Trade Republic charges no FX fees and requires no subscription. At Revolut, free orders are reserved for Premium plans and above, and currency exchange starts costing money beyond a monthly cap. For an active trader, especially on foreign markets, Trade Republic works out cheaper.
Trade Republic or Revolut: which is better for beginners?
Both target beginners: you can get started in minutes and buy fractional shares from €1. Revolut has the edge if your current account already lives there, since everything happens in the same app. Trade Republic counters with 24/7 phone support and free scheduled investment plans, useful for building a portfolio without watching the markets.
Trade Republic or Revolut: which has the better desktop platform?
Trade Republic’s Web Terminal is free and includes 18 chart types, indicators, drawing tools, and a multi-criteria screener. Revolut’s trading terminal runs on TradingView charts but sits behind the Trading Pro subscription at €4.99 per month and only covers stocks and ETFs. For desktop analysis, Trade Republic comes out ahead.
Trade Republic or Revolut: which one has CFDs?
Only Revolut gives access to CFDs, on stocks, with a 0.25% commission on opening and on closing, plus overnight fees. Trade Republic has no leveraged products of this kind. CFDs are complex instruments: 65% of retail investor accounts lose money trading CFDs with Revolut.
Trade Republic or Revolut: which is safer?
Both give you the same level of security. Each holds a European banking licence, guarantees deposits up to €100,000, and segregates client assets. Trade Republic is supervised by BaFin, Revolut by the Bank of Lithuania. Neither takes the lead on this criterion.
Trade Republic or Revolut: can you manage everything from one app?
That’s Revolut’s home ground. Current account, savings, cards, insurance, crypto, and investing all live in the same app, with instant currency exchange. Trade Republic also has a current account with its own IBAN and a Visa card, but its app stays focused on investing.
Othmane has been swing trading for years and builds on experience in investment banking. He writes regularly about trading and market analysis, and has passed Level I of the CFA Program along with earning a double Master’s degree in Financial Analysis.
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